# 发生银行挤兑的风险

任何高收益、高回报的DeFi服务，如果发生银行挤兑的情况，投资者一下子从项目中撤出资金，项目生态圈将不可避免地崩溃。同样的情况也会发生在现实世界中的普通银行。银行挤兑可能发生在严重的外部变化中，如自然灾害或经济危机，但也可能发生在对项目和服务的信任崩溃或收益率因代币价格下跌而急剧下降时。因此，在做投资决策时，也应提前认识和注意这些风险。

僵尸网络是基于区块链的去中心化金融服务（DeFi），向网络参与者承诺的服务的核心智能合约是100%去中心化的，项目内的所有交易和交易结果都是公开的，所以不存在中心化风险。而且银行挤兑的风险非常低，因为僵尸网络通过运作通货紧缩的硬币政策和税收制度，将BLOOD代币价格的波动性降到最低。([注：僵尸网络特点](/chinese/features/fixed-interest.md))


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.zombie-network.fi/chinese/notice/bankrun.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.